Our finance system as a whole (the market undergirded by the government and its regulatory frameworks) is largely designed in the interest of profit-making and support for enterprise, with other social considerations an afterthought. While some parts of the housing finance system are geared toward answering the need for broader housing security, community investments, or equitable access to wealth-building, these have generally been treated as secondary concerns in the system’s operation. Little attention has been paid in this sphere to the problem of racial segregation. But new paradigms are emerging in both the scholarly and political realms.
- Resource Equity, Desegregation, and Fulfilling the Promise of Brown (April – July 2023 P&R Journal)
- PRRAC comments on proposed Community Reinvestment Act regulations, August 2022
- Enterprise Equitable Housing Finance Plans Request for Input (Urban Institute, October 2021)
- Request for Input Regarding the Enterprises’ Equitable Housing Finance Plans (PRRAC, October 2021)
- Racial Justice in Housing Finance: A Series on New Directions (PRRAC, May 2021)
- FHFA “Duty to Serve” Proposed Rule (PRRAC, March 2016)
- Investing in Integration? A Fair Housing Review of the Multi-Billion Dollar Bank Settlements (PRRAC, March 2015)
- Community Reinvestment Act Interagency Questions and Answers Regarding Community Reinvestment (November 2014)
- On Housing Finance Reform (PRRAC et al, February 2014)
- A Civil Rights Response to “Reforming America’s Housing Finance Market” (August 2011)
- Affirmatively Furthering Fair Housing and Secondary Mortgage Market Reform: Making the Connection (PRRAC, July 2011)
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