"GSEs & Fair Housing"
Fair Housing and Reform of the Housing Finance System (2010-2011)
PRRAC has joined with the National Council of La Raza, The National Fair Housing Alliance, the Kirwan Institute, and other groups in advocating to include fair housing and fair lending considerations in the ongoing policy debate on reform of the Government Sponsored Enterprises (GSEs) – Fannie Mae and Freddie Mac.
- Reforming America's Housing Finance Market (February 2011)
- Press release from civil rights groups (February 2011)
- National Housing Trust Fund Campaign press release (February 2011)
- Press release from National Low Income Housing Coalition (February 2011)
- Letter to HUD and Treasury Dept from civil rights groups (December 2010)
- Civil Rights Coalition Statement of Principles for Secondary Market Reform (November 2010)
- Letter to the Financial Crisis Inquiry Commission (April 2010)
- Policy Brief: "Why Fair Housing and Fair Lending Enforcement are Essential to Reform of the Housing Finance System" (April 2010)
- "Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises", by Henry Korman (April 2010)
- "Fannie, Freddie, and the Future of Fair Housing, by Jillian Olinger" (April 2010)
- Fair Housing Comment letter on GSE Reform to the Federal Housing Finance Agency (from Center for Responsible Lending, National Fair Housing Alliance, and others, April 2010)
- Homeownership and Wealth Building Impeded (April 2006) – an early analysis of subprime lending by race, sponsored by the National Community Reinvestment Coalition, the Opportunity Agenda, and PRRAC
- Democracy’s Unfinished Business’: Federal Policy and the Search for Fair Housing, 1961-1968, by David M. P. Freund (PRRAC, June 2004) – an exploration of the U.S. government’s creation of the “secondary mortgage market” in the 1930s and 40s, through the Federal Home Loan Bank Board (FHLBB), the Federal Savings and Loan Insurance Corporation (FSLIC), and Fannie Mae – and the direct contributions of this government-created market to post-war metropolitan segregation.
The Future of Fair Credit and Fair Housing (2009)
This initiative, led by the Kirwan Institute for the Study of Race & Ethnicity, and funded by the W.K. Kellogg Foundation, surveyed some of the leading academic and policy minds across the country, commissioned original scholarly and advocacy work with concrete policy implications, and drew together advocates in Hartford, CT, Seattle, WA, Austin, TX, Detroit, MI, Washington, DC, New Orleans, LA, and Oakland, CA, to consider the future of fair credit and fair housing in the wake of the devastating subprime lending and foreclosure crisis.
Click here for a complete set of commissioned papers from the Initiative.
Click here for the Institute’s final report, "Fair Credit and Fair Housing in the Wake of the Subprime Lending and Foreclosure Crisis".